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Good Faith Estimate

Last reviewed: 16 September 2026

You have the right to receive a Good Faith Estimate explaining how much your care will cost.

Your right to a Good Faith Estimate

Under the No Surprises Act, health care providers must give people who are uninsured or who are not using insurance an estimate of the expected charges for services.

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency services, including counseling.
  • You can ask for a Good Faith Estimate before you schedule a service.
  • If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
  • Make sure to save a copy or picture of your Good Faith Estimate.

What counseling costs here

Fees are the same whether you are attending individually or as a couple:

  • $150 per session for individual and couples sessions.
  • Free for the initial 15-minute consultation.
  • Sliding scale available — if the standard fee is out of reach, please ask. A reduced fee is agreed in advance and stated in your estimate.

Counseling is ongoing rather than a single procedure, so a Good Faith Estimate for therapy states the per-session fee together with the number of sessions we reasonably expect over a period. That expectation is reviewed as we go. You are never committed to a number of sessions, and you may stop at any time.

How to get your estimate

If you are uninsured or are choosing not to use insurance, you will be given a written Good Faith Estimate before your first session. You can also request one at any time, before scheduling, by calling or texting (732) 305-0277 or using the contact page.

If you are using insurance, the No Surprises Act estimate does not apply in the same way — your costs depend on your plan's copay, coinsurance and deductible. I am glad to help you work out what to ask your insurer. See insurance and fees.

If you are billed more than your estimate

If you are billed at least $400 more than your Good Faith Estimate, you can dispute the bill through the federal patient-provider dispute resolution process. You must start the dispute within 120 calendar days of the date on the bill. There is a small administrative fee to use the process.

For questions or more information about your right to a Good Faith Estimate, visit cms.gov/nosurprises or call 1-800-985-3059.


Questions about this document can be directed to Bing Counseling using the details on the contact page.

Bing COUNSELING

Greg Bing, MA, LPC

(732) 305-0277

greg@bingcounseling.com

Based in Somerset and serving all of New Jersey by telehealth

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